5 Best Mortgage Brokers in Singapore: Lowest rate loan

Best Mortgage Brokers in Singapore
Best Mortgage Brokers in Singapore

Buying your dream house is not a decision taken lightly. Most people must spend hours researching, getting informed, and finding the best options. Even in this case, sometimes it is impossible to choose the best deal as many contracts may come with hidden fees and technical phrases that can hardly be understood by a non-professional. 

With so many options and banks nowadays, most people decide to contact a mortgage broker. These services often come for free, and you can quickly get all the information you need, saving time and money. Some of them might even negotiate contract terms and get the lowest, unpublished rates that most individuals cannot access. The following sections discuss the five best mortgage brokers in Singapore and what they offer to clients.

1. Mortgage Consultancy

Mortgage Consultancy
Mortgage Consultancy
Image: Mortgage Consultancy
  • Loved for
    All types of loans
  • Address
    47 Kallang Pudding Road #09-08 The Crescent @ Kallang, Singapore 349318
  • Phone
  • Opening hours
    Daily 09:00-18:00
  • Website
  • Email
    admin@mortgageconsultancy.com.sg

As a one-stop solution for a mortgage, Mortgage Consultancy is a company that includes experienced bankers, investment and financial advisers, and real estate professionals. It takes pride in its ability to successfully serve both individuals and corporations to access loans with the lowest rates. 

The company has been recognized internationally and received an NS Mark Award offered by the Ministry of Defense. Adopting a friendly approach, the team works around the clock to access loans with the lowest rates and even increase the chances to obtain better loan terms. 

SERVICES:

  • New home loans and refinancing
  • Equity term loans for existing property owners
  • Approval in principle (AIP)
  • Government-assisted business bank loans
  • Capital raising for SME owners

2. MortgageWise

MortgageWise
MortgageWise
Image: MortgageWise
  • Loved for
    Free, trustworthy services
  • Address
    10 Anson Rd, 29-02 International Plaza, Singapore 079903
  • Phone
  • Opening hours
    Mon to Sun 08:00-22:00
  • Website
  • Email
    info@mortgagewise.sg

Since 2014, MortgageWise has served more than 2,800 clients. Its consultants guide customers through the numerous options available to access the lowest rates for commercial or residential properties both in Singapore and overseas

Taking pride in its ability to provide independent advice, MortgageWise has a professional team and a broad network of partners, including law firms, senior bankers, and others.  MortgageWise offers a thorough report that includes penalties, lock-in, subsidy, hidden terms, and many more when contacted. 

SERVICES:

  • New home loans
  • Refinancing loans
  • Commercial or residential properties
  • Overseas loans

3. Home Loan Whiz

Home Loan Whiz
Home Loan Whiz
Image: Home Loan Whiz
  • Loved for
    Quick services
  • Address
    6001 Beach Rd, #22-01 Golden Mile Tower, Singapore 199589
  • Phone
  • Opening hours
    Mon to Sun 09:00-20:00
  • Website
  • Email
    info@homeloanwhiz.com.sg

Home Loan Whiz provides any type of home loan and refinancing. They partnered with more than 20 banks, making them capable of finding the lowest rates for any customer and unique situation.

The company offers free services while working with more than 20 banks in Singapore. Its purpose is to guide customers to make the best decisions, and it also provides a guarantee for the lowest rates.

SERVICES:

  • New home loans
  • Refinancing
  • Home equity loans
  • Approval in principle
  • Overseas loans

4. Redbrick Mortgage Advisory

Redbrick Mortgage Advisory
Redbrick Mortgage Advisory
Image: Pixabay

Redbrick Mortgage Advisory is an independent mortgage advisory firm with experienced, trustworthy consultants who provide advice and broker services. They work with the most reputable banks in Singapore that may offer favorable conditions for mortgage and refinancing. 

It was founded in 2013 and has since helped finance over 30 billion SGD worth of mortgages for more than 40,000 properties. They have an extensive team of advisors who work closely with clients according to their needs, even those looking to buy property for investment and wealth creation.

SERVICES:

  • First-time homebuyer loans
  • Refinancing
  • Property investment loans
  • Overseas property mortgages

5. Mortgage Master

Mortgage Master
Mortgage Master
Image: Mortgage Master
  • Loved for
    First-time home loans
  • Address
    39A Jalan Pemimpin, #02-00C, Singapore 577183
  • Phone
  • Opening hours
    Mon to Fri 10:00-19:00
  • Website

Mortgage Master aims to bring transparency to the mortgage industry. It helps people access the lowest rates for their needs, focusing on first-time home buyers and refinancing options. 

Providing rebates and subsidies, Mortgage Master offers numerous options to absorb the upfront refinancing costs. This makes the company stand out from the crowd as one of the cheapest methods of accessing home loans. 

SERVICES:

  • First-time home loans
  • Refinancing options
Written by Min Wong
She is a dynamic and creative writer with a passion for exploring and reviewing established businesses in Singapore.

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