IVF is never an easy journey. But it is one of the most worth-trying journeys one can take in life. If you are going to embark on it then read our guide to find out all the must-knows.
WHAT TO CONSIDER WHEN CHOOSING AN IVF CLINIC:
- Success rate: IVF success rate is a must-ask while looking round to find your right fertility clinic. It is important because the proven success rates ensure the chance of achieving your dream of having a baby. The higher the clinical pregnancy rates, the higher your chance of getting pregnant.
- Specialist: There are clinics where the specialist is the one who manages the patient treatment every step of the way. There are also clinics where only the important tasks are taken care of by the specialist, the rest is left in the hands of the team’s healthcare professionals. So, make sure you know who will manage your treatment to ensure that you are provided with continuity of care and the best possible chance to solve your issue.
- Location: To many couples, IVF treatment is a hard and long journey to take. It requires couples to travel back and forth between home and the clinic often. So, make sure the fertility clinic you go with is located in a convenient location to save you time and hassle.
STEPS TO EXPECT DURING IVF:
- Pituitary suppression: Your natural cycle is suppressed with the use of medication (GnRH agonist/antagonist).
- Ovarian stimulation: A fertility hormone (FSH) is injected daily for between 9 to 14 days to encourages the ovaries to produce more eggs than usual.
- Egg monitoring: The egg development is monitored via ultrasound to make sure the number and size of the eggs are adequate before aiding their maturation by the final injection.
- Egg retrieval and semen collection: Eggs are retrieved by inserting a needle through the vaginal canal. Semen sample needs to be collected on the day of egg retrieval procedure.
- Fertilisation: The eggs and the sperm are mixed together in an incubator for a few days to allow them to be fertilised.
- Embryo transfer: Embryo transfer occurs two to five days after egg retrieval.
- Pregnancy test: Your pregnancy blood test is due about 14 days after the embryo transfer.
HOW ARE THE IVF TREATMENT FEES CALCULATED?
IVF treatment fees often break down into three main types of cost:
- Pre-treatment costs: Including the consultation fee for your first appointment with your specialist and the charges for initial tests.
- IVF cycle costs: They are the charges for medications, egg retrieval, embryo transfer, laboratory charges, hospital accommodation, anaesthetic service, use of operating theatre, nursing fees and others.
- Advanced science costs: Advanced scientific techniques such as PGD may be required, depending on your individual needs.
HOW MUCH ARE THE PRE-TREATMENT COSTS?
- Consultation fee: S$150 – S$300
- Fertility tests: S$240 – S$440
HOW MUCH ARE THE IVF CYCLES COSTS?
- Fertility medication: S$2,500 – S$3,500
- Egg monitoring: From S$1000
- Egg retrieval: S$3,550 – S$10,000
- Sperm collection: From S$1,250
- Embryo transfer: S$1,500 – S$5,500
HOW MUCH ARE THE ADVANCED SCIENCE COSTS?
- Laser-assisted hatching: S$150 to S$600
- Blastocyst culture: S$150 to S$300
- PGD: Can be up to over S$10,000
So, in summary, costs of IVF treatment at public hospitals range between S$10,000 and S$15,000 per cycle while it starts from S$7,999 and can go up to S$20,000 per cycle at private hospitals.
GOVERNMENT SUBSIDY FOR IVF: MOH CO-FUNDING
As long as there is one person in the couple is a Singapore citizen, you can get MOH co-funding when seeking IVF treatment at public hospitals which are:
- KK Women’s and Children’s Hospital
- National University Hospital
- Singapore General Hospital
|Couple’s citizenship||MOH co-funding (fresh cycles)||MOH co-funding (frozen cycle)|
|SG citizen + SG citizen||75% (up to $7,700)||75% (up to $2,200)|
|SG citizen + PR||55% (up to $5,700)||55% (up to $1,600)|
|SG citizen + Foreigner||35% (up to $3,600)||35% (up to $1,000)|
GOVERNMENT SUBSIDY FOR IVF: THE USE OF MEDISAVE
This applies to Singaporean and PR couples, which allows you to use your Medisave to pay for IVF treatment. The maximum amount one can withdraw in a lifetime for this kind of treatment is $15,000.
|IVF cycle||Medisave limit|
|3rd & subsequent||$4,000|
PROS AND CONS WHEN GETTING IVF TREATMENT AT PUBLIC AND PRIVATE HOSPITALS:
|Public hospitals||Lower cost (co-funding)||Longer waiting time for an appointment to see a specialist|
|Private hospitals||Shorter waiting time for an appointment to see a specialist |
Customer service is of better quality
|Higher cost (No co-funding)|
Couples who decide to go to a private hospital for IVF treatment should consider prenatal insurance that covers IVF to keep the cost manageable. Check it out with insurers like AIA, AXA, and Pacific Prime Singapore for those kinds of insurance.
Here are the best fertility clinics in both public and private sectors for your consideration.